IMPACTING THE LIVES OF PRINCE GEORGE'S COUNTY FAMILIES

RESIDENTIAL HOUSING COUNSELING AGENCY

Financial Education

At Residential Housing Counseling Agency (RHCA), we believe that financial education, including budgeting, saving and credit education, can truly improve lives. And it goes beyond simply understanding how to create a budget. The path to nearly every “big picture” goal begins with smart money management. The ability to comfortably and confidently handle money reduces stress and helps prevent financial anxiety from distracting you from your personal and professional responsibilities.

Financial education is a powerful tool that should be available to everyone. That’s why, RHCA also offers in-person financial workshops in Prince George’s County, MD. Our passionate and experienced educators provide hands-on instruction on budgeting, homeownership, identity theft, credit usage, family finances and so much more.

Monthly money management seminars are offered at convenient locations in many local communities. We also offer private financial workshops, customized to meet the needs of any audience, including employers, social service providers, churches, schools, and others.

Who Can Benefit from Credit Counseling?

Are you wondering whether credit counseling is right for you? Ask yourself these questions:

•Do you put more than 20% of your income toward non-mortgage debt?

•Do you struggle to make your monthly payments?

•Do you live paycheck to paycheck with little or no savings?

•Do you pay with credit cards because cash is not available?

•Do you think about how much easier life would be if you could repay your debt?

If you answered “yes” to some of these questions, you are not alone. Thousands of consumers are behind on credit card accounts, medical bills, car payments and other financial commitments. These debts can spiral out of control and make life a daily challenge.

If you feel like you’re in over your head, a credit counseling session can help you regain control. Our credit counselors can explain your available options and help you climb out of debt.

In addition, your credit counseling session will give you recommendations and a plan to help you achieve important financial goals like:

Buying a home

Buying a car

Saving for emergencies

Funding retirement

Sending your children to college

Planning a vacation